If you have been turned down for life insurance because of medical reasons, you may be wondering how you can get insured.

Don't worry, there is another answer. In fact, there are life insurance plans that even offer "Guaranteed Acceptance" - which means you can't be denied coverage due to any health problems.

As long as you meet the age requirements, you can get insured. These plans do offer a limited amount of life insurance protection, usually $25,000 or less. 

If you need more life insurance ...

Yes, Life insurance companies can refuse to pay the death benefit of your life insurance policy if it is within two years since the policy was purchased, and they find that you misrepresented facts on the application for life insurance coverage when you applied for your policy.

For example, if the applicant for life insurance was scheduled for a biopsy for cancer, but answered "no" to the question that asked if there were pending tests for diagnosis of any disease.

If the he...