Term life insurance offers the most affordable life insurance protection, lasting for a period of up to thirty years.

You can purchase term life coverage on yourself, your spouse or partner, and on your children.

You may be able to add coverage for your children to your own term policy, through the process of adding a rider for child coverage, for which you pay an additional premium.

Learn more about buying term life insurance for your family.

Continue reading ...

Is there term life insurance you can buy for your family?

Yes. You can buy term life insurance policies and you and your spouse.

In addition, you can add your children to your own term life insurance coverage using a Child Rider endorsement that provides a minimal amount of coverage for each child.

Learn more about term insurance for your family.

Continue reading ...

Is there any cheap life insurance available for families?

Yes. Term life insurance is by far the cheapest type of life insurance available.

Term life offers low cost coverage lasting for a period of up to 30 years.

You can buy term life insurance plans on yourself, your spouse and your children.

Or, you could buy a term life insurance policy on yourself and add riders to your policy to provide coverage for your spouse and children.

Learn more about how to find cheap life insurance for families.

Continue reading ...

Yes, you may be able to purchase a burial insurance policy on a member of your family.

In fact, many people do this each day, when they purchase a burial insurance policy on their elderly parents to make sure there is money available to pay for their parent's funeral and burial expenses.

In order to get burial insurance on another person you need insurable interest on that person, and the insurer may or may not require the permission of the person you want to insure.

Usually, insurable interest ...
Continue reading ...

I need life insurance protection for my family but we are on a tight budget.

What is the most affordable life insurance plan for a family?

Term life insurance will pervade you and your family with the largest amount of life insurance protection for your money.

Since term life is temporary, providing life insurance protection for up to 30 years, it offers the most coverage at the lowest price.

With term life insurance you can choose a "term" of 10, 15, 20 or 30 years of life insurance coverage.

Tha...
Continue reading ...

Is it possible to purchase a mortgage life insurance policy that would pay off my mortgage loan if I die, without me having to take any physical examination to qualify for the coverage?

Yes, there are life insurance plans for a mortgage that offer protection without any health exam required of the applicant or insured person.

For instance, there's one highly-rated life insurance carrier you may have heard of on television that offers up to $500,000 of life insurance with no health exams require...
Continue reading ...

What is children's whole life insurance?

It's a life insurance policy for children that provides guaranteed lifetime protection as long as the premiums are paid.

Your child's life insurance policy will build cash value over time inside the policy from which your child may take a loan if needed.

In addition, the rate charged for your child's life insurance policy will never increase. And, most plans offer the option of increasing the amount of life insurance at age 18 or 21 without having to take...
Continue reading ...

Your child may or may not need life insurance? That really is up to you as a parent to determine if you should buy life insurance on your child.

Why is it that parents like you get child life insurance plans?

It's actually very simple: Life insurance for your child is very affordable and can provide guaranteed life insurance protection for your child's entire life.

There are many benefits of buying children's life insurance policies.

Considering the increase in health issues related to children t...
Continue reading ...

After you apply for a life insurance policy It can take anywhere from hours, to months to be approved for your life insurance coverage.

If you are applying for a simplified issue life insurance policy that requires no physical exam or medical records, it can be signed digitally and approved on the phone, it may even go into effect the same day you apply.

The cons of a simplified issue life insurance policy: this type of life insurance policy does not dig too deep into your h...

Continue reading ...

There are several very good reasons you may choose to purchase life insurance policies for your children.

For instance, Children's life insurance rates are the lowest there are, and you may be able to start a child life insurance plan for just a few dollars per month.

By locking in a guaranteed rate on whole life insurance protection for the child's entire life, you will never have to worry about medical issues or insurability issues prohibiting your child from qualifying for ...

Continue reading ...

The reason you might purchase life insurance instead of an annuity depends on what you're trying to accomplish - what your goal is for your insurance or annuity plan.

Annuities provide cash while you are still living, while life insurance provides cash to the beneficiary upon death of the insured person.

So, annuity can provide you with cash, while life insurance can provide your beneficiary with cash at some future time.

With life insurance, you're paying a regular premium u...

Continue reading ...

The cost of an average life insurance policy relies on severe key factors that impact a life insurance policy premium.

Some of those factors affecting premiums include the type and amount of life insurance.

In addition, your own personal risk factors impact premiums for life insurance including your age, gender, health, lifestyle, occupation, hobbies, driving record, height-to-weight ratio, etc.

Basically, the longer you are expected to live, the lower your premiums. And, the higher the amount o...
Continue reading ...