There is no one life insurance company that has the best rates for everyone because each person has their own specific risk factors for life insurance; such as, being overweight, smoking, or over the age of 60.

Life insurance companies often have certain classes of risk in which their rates will be more competitive for a certain type of life insurance policy, or for a certain age range of applicants, or for a certain type of health status.

To find the best life insurance rate...

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When it comes to comparing life insurance quotes you have several good options available to you.

You could contact a local licensed independent life insurance broker with access to several leading life insurance carriers.

You could contact life insurance companies one-by-one for your free quotes.

Or, you could visit a well-rspected online life insurance broker with access to a large network of leading life insurance companies.

We recommend Efinancial for your life insurance quote comparisons.

Why ...
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Term life insurance can cover a temporary need and can be surprisingly affordable, especially compared to permanent life insurance which can cost 2-3 times more than term life insurance, but provides lifetime coverage.

For example, if you are a male age 40 in need of life insurance coverage for a period 20 years, and are in excellent health, it may be possible to purchase up to $500,000 coverage for a level premium for 20 years that costs about $2 per day.

A quick and easy way...

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