Life insurance is generally more challenging to obtain for someone who has cancer or any other serious health condition. Insurance companies assess applicants' risk levels before offering coverage, and pre-existing health conditions like cancer can significantly impact their decision.

When someone applies for life insurance with a history of cancer, the insurance company will likely take several factors into consideration, including:

• Type and stage of cancer: The type of cancer and its stage at...

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Is there life insurance for people with cancer?

Yes, if you have cancer, you may be able to get insured for life insurance.

However, it depends on several key factors, including your age, health, diagnosis, treatment, and medication, among other things.

There are some people living with cancer who may qualify for life insurance; however, your options may be limited, and the cost of a policy may be higher than expected.

But, there are some insurers that offer life insurance policies to people livi...

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Yes, term life insurance policies cover cancer.

If you are insured by a term life policy, and you die as a result of cancer, the death benefit would be paid out to your beneficiary.

Payment of any death benefit is subject to all terms, conditions and exclusions stated in the insurance contract.

However, unless you lied on the application for life insurance, your policy would likely pay out on death resulting from cancer.

Learn more about Does term life insurance cover cancer?

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Is there life insurance for people living with cancer?

It depends on several factors, including your age, health, type of cancer, treatment, prognosis, when you were diagnosed and your overall health, among other things.

However, there are guaranteed issue life insurance plans available for people ages 45 to 85 which will insure you even if you have cancer.

Learn more about getting life insurance with cancer.

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Yes, it may be possible for someone who has been diagnosed with cancer to purchase life insurance.

However, it will depend on the requirements for acceptance of the insurance company.

Several factors will be considered including your age, overall health, type of cancer, how you manage your cancer, your medication, chemotherapy, other treatments, prognosis, when you were diagnosed, etc.

And, if you are turned down for traditional life insurance policies, you may still be able to get insured with ...

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Is there life insurance for people with cancer?

Yes, there are life insurance companies that offer life insurance to people living with cancer, and cancer survivors.

Fully underwritten life insurance policies requiring a health exam may be more difficult to get approved for, and approval for coverage may depend on your age, overall health, prognosis, type of cancer and treatment, among other factors.

In addition, there are guaranteed acceptance policies for people ages 45-85 wit...

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Can a cancer patient get burial insurance coverage?

Yes, in fact, there are burial insurance plans available for cancer patients and cancer survivors.

Most burial insurance policies are "guaranteed issue" which means you are guaranteed approved if you meet the age requirements which are ages 45-85 with some insurers, or maybe ages 45-75  or 40-80 with others.

With burial insurance you will not have to take any health exam or answer any questions about your health.

You may be able to purchase up t...
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Can someone living with breast cancer get approved for life insurance?

Yes, there are insurers willing to insure people with breast cancer.

However, there are several factors that may go into your acceptance for coverage including your age, overall health, type of cancer, prognosis, treatment, etc.

Some insurers may be more competitive when it comes to insuring people who are breast cancer survivors or currently have breast cancer.

Here's how to learn about getting life insurance with breast cancer.



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If I own a life insurance policy and die from cancer, will me beneficiary receive a payout on my life insurance death benefit?

Yes, life insurance policies usually cover natural death and accidental death, but not intentional acts.

If you answered all questions truthfully on the application for life insurance, the insurer should pay out a claim on your policy subject to any exclusions in your policy.

However, if you had cancer when you applied for life insurance, and you did not advise the insur...
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Is there a way someone with cancer can get a loan?

Yes, in fact, there is a company that offers a way for you to get a loan from your own existing life insurance policy.

This type of loan provides you with money you can use as you need, without having to make any loan payments.

Learn how to get money for cancer patients and find out how much you can get.
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Is it possible for someone with cancer to get life insurance?

There are some life insurance companies that offer guaranteed approval life insurance coverage.

This means you cannot be turned down for life insurance due to any health issues, including cancer, obesity, HIV or DUIs.

Guaranteed issue life insurance companies include United of Omaha, Vantis Life, Metlife, Colonial Penn and AARP/NewYork Life, among others.

However, guaranteed issue life insurance usually has graded death benefits, so yo...
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Is there life insurance available for someone with cancer?

If you have cancer an need life insurance you may be finding it difficult to get insured.

Most life insurance carriers will not offer fully underwritten life insurance to someone with cancer, due to the shortened life expectancy, depending on your type of cancer, treatment, age and health, among other factors.

However, there are guaranteed issue life insurance policies for people with health problems, including cancer.

Guaranteed issue li...
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The insurance company may or may not check specifically for cancer; however, the application for life insurance coverage does have a question that asks about any cancer you have or have been diagnosed with in the past. The application and interview process will ask about cancer.

The life insurance company will also check with the MIB (Medical Information Bureau) and your doctors to find out if you have a history of cancer.

Do not lie on your life insurance application as your coverage may be de...
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Is it possible to get life insurance for someone who is ill with a health condition?

It depends on the person's age, but there are life insurance plans that offer guaranteed approval for all applicants that meet the age requirement.

For instance, one insurance company offer up to $25,000 of guaranteed acceptance whole life insurance for people age 45 to 85. 

There's no health examination required for guaranteed issue plans and there are no health questions asked.

Basically, if you meet the age re...
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Life insurance does cover death caused by cancer.

However, it is common for someone diagnosed with cancer to try to purchase a life insurance policy, and at that point in time it is very difficult to get approved coverage.

It may take as long as a couple of years to get a medically underwritten life insurance policy after a cancer diagnosis, especially if your cancer is over stage 2. It also will depend on the type of cancer, treatment needed, and effectiveness of the treatme...

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Is there life insurance for cancer survivors?

Yes, there may be life insurance available for a cancer survivor.

However, whether or not you qualify for cancer survivor life insurance will depend on the insurance company guidelines for acceptance.

In addition, your age, when you were determined to be in remission, and your current health, as well as, the medication you are taking may impact your acceptance for life insurance coverage.

In addition, if you are turned down for life insurance you may ...
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Whether or not someone with cancer can buy life insurance may depend on the type of cancer, stage, treatment and the period of time since all treatment has ended.

Certain types of cancer, such as most forms of skin cancer, if caught early and "cured", should not prevent someone from qualifying to buy a life insurance policy, depending on the stage of cancer and treatment, rates for your life insurance policy may be standard or higher.

Other forms of cancer may be insurable an...

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