Term life insurance policies cover the insured person.

The insured is the person named as insured on the life insurance policy.

Your life is insured in a life insurance policy.

If you die while the policy is In Force, the death benefit is paid out to the beneficiary of the insurance policy.

Usually, the insured is the owner of the policy responsible for paying the premiums to the insurer.

However, the owner of the policy may be someone other than the insured.

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If you are purchasing life insurance you may be wondering what types of death are not covered by a life insurance policy.

Usually, there are several standard exclusions to life insurance policies, which may include death resulting from war, aviation, suicide within the first two years of being insured, or if you die from a health problem you did not disclose on the application for coverage.

Learn more about what types of death are not covered by life insurance.

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If you are purchasing life insurance you may be wondering what isn't covered by a life insurance policy.

Well, life insurance pays out a death benefit to your beneficiary upon your death if you die while your policy is In Force, and subject to the terms, conditions and exclusions stated in your life insurance contract (policy).

There are several reasons why a life insurance death benefit claim may be denied, including fraud, misrepresentation of a material fact on your application for coverage,...

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Yes, I believe an accidental overdose is just that, an accidental death, and would be covered under your life insurance policy as a covered cause of death.

I would however expect a full investigation to rule out suicide as a cause of death if the life insurance policy is less than two years In Force.

If your life insurance coverage has been in place for more than two years, whether your death is accidental or intentional, the claim should be paid in a timely manner to your ben...

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Life insurance quotes are an estimated cost of your life insurance policy.

You can request life insurance quotes online, or by contacting a local life insurance agent, or calling a life insurance company direct.

In order to get an online life insurance quote you visit a life insurance website, fill out a quote request form, and instantly receive the lowest rates for life insurance from a network of highly-rated life insurance companies.

Life insurance quotes and quick, easy and convenient. You c...
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