Can seniors over age 75 qualify to purchase a life insurance policy? If so, who offers coverage?

Yes, there are insurance companies that offer life insurance for people over age 75.

For example, there are well-known insurers like Colonial penn, Globe Life, and AARP/NewYork Life that provide life insurance plans for people over age 75.

Whether you can qualify for life insurance coverage will depend on the insurer's guidelines for approval, as well as, your age, health, tobacco use, driving record, height-to-weight ratio, among other personal risk factors.

Make sure you find out whether the coverage is term life for a specific number of years, or permanent life insurance with lifetime protection.

In addition, find out how long your rate is guaranteed to remain the same.

Also, ask if your policy has full coverage from day one, or if it is a graded death benefit policy that has limited coverage the first 2-3 years.

Here's how you can get a free instant quote for seniors life insurance over 75.