Can you get life insurance coverage if you are diabetic?

Yes, there are life insurance carriers that insure people with diabetes.

However, the price you pay and your acceptance will depend on several risk factors and how you manage your diabetes.

Also, when you were diagnosed and your age at diagnosis may affect your ability to get insurer.

In addition, whether or not you are insulin dependent will impact your approval and premium.

However, there are fully underwritten life insurance plans requiring a medical exam for people with diabetes, as well as, some no exam life insurance policies available for people who are not insulin dependent.

Also, your own personal risk factors will factor into your approval and rate for coverage, including your age, health, lifestyle, tobacco use, height-to-weight ratio, etc.

Here is how you can learn more about life insurance if you have diabetes and how to compare plans.