What is easy acceptance life insurance?

It's a type of life insurance that gives you easy approval for coverage.

For example, a guaranteed issue life insurance is easy approval because it guarantees your acceptance for coverage, if you meet the age requirement for approval.

So, even if you have health problems, or have been denied life insurance by other carriers, you can still get insured.

One highly-rated insurance company offers guaranteed approval life insurance plans for people ages 45 to 85...

If you are shopping for life insurance you may be looking to buy the most affordable plan available.

The life insurance that offers the cheapest rates would be term life insurance, if you need your life insurance coverage to last for a period of 30 years or less.

Term life is temporary coverage lasting for a specific number of years.

Whereas permanent life insurance provides lifetime protection and builds some cash value inside the policy, term life is temporary and only pays out a death benefit...

If you are considering the purchase of a term life insurance policy you may be wondering who buys term life coverage.

Usually, term life insurance is purchased by those who need protection to last for thirty years or less, since term life offers life insurance for 10-30 years periods of coverage.

You may be able to choose a term life policy that provides life insurance for 10, 15, 20, 25 or 30 years.

Term life is not only the cheapest life insurance for 30 years or less, it provides you with the...

When it comes to buying life insurance for your wife, there are many things to take into consideration.

Husbands may want to protect their family by purchasing life insurance on their wife so that there is no financial stress upon the passing of the wife.

Consider everything your wife does for your family, from shopping, to cleaning to cooking to running errands, to picking up the kids after school and taking them to the doctor, among all the other things she does.

Now, imagine how many hours sh...

Graded benefit life insurance is a type of life insurance plan providing you with permanent life insurance protection.

However, if the insured person dies within the first 2 (or 3) years of being insured, the beneficiary would receive either a full return of all premiums paid plus interest, or a percentage of the death benefit from the life insurance policy.

That's why graded benefit life insurance plans are easier to get than traditional life insurance.

Usually, these plans are guaranteed appro...

There are several different ways a life insurance policy may come to an end.

• The Insured Person Dies While Policy Is In Force 
  
• Term Life Policy Expires
  
• You Cancel Your Policy
  
• The Insurer Cancels Your Policy 
  

There are two basic types of life insurance: Term and Permanent.

A term life insurance policy ends when the policy term expires.

Whereas, a permanent life insurance policy lasts your entire lifetime, as long as the premiums are paid on time.

Learn more about When life insurance ends.