Which companies offer long term life insurance coverage?

Long term life insurance policies are usually plans that provide coverage for a duration of up to 35 or 40 years.

These are the longest terms available for term life insurance protection; however, not many insurers offer coverage lasting for that long a period of time - for term insurance policies.

The carriers offer long term coverage do include Banner Life & William Penn, Protective Life and AIG.

Keep in mind, certain age restrictions do ...

There are two parties that benefit from life insurance coverage.

The owner (insured) of the policy receives Peace of Mind knowing loved ones are financially secure should the insured person pass away.

The beneficiaries also benefit by means of receiving the proceeds from the life insurance death benefit upon the death of the insured person.

The beneficiaries may use the death benefit as they see fit.

Learn more about who benefits from a life insurance policy.

What is long term life insurance?

It is a type of life insurance policy that provides temporary coverage for a prolonged period of time.

How long does long term life insurance coverage last?

The longest term of coverage available for term life insurance is usually 35 or 40 years.

However, not all insurers offer term life lasting for that long a period of time.

Usually, these plans are limited to healthy individuals who are age 45-50, or younger.

Long term life insurance locks-in your rate for many ...

Does AIG offer a 35 year term life insurance plan?

Yes, you may purchase 35 years of term coverage through AIG, if you qualify.

AIG’s Select-a-Term Plan allows you to select the level-premium term of their 35 year life insurance policy, as well as customize your coverage by adding any available riders to your plan.

AIG is one of the largest life insurance carriers in the world, serving millions of customers in more than 80 countries. AIG offers term life insurance, whole life insurance and uni...

What is 40 year term insurance?

It's a type of life insurance policy that provides temporary coverage lasting for a duration of forty years.

Usually, the premiums remain level for the life of the policy, and the amount of life insurance provided never decreases.

If the insured passes away during the forty year term, the death benefit is paid out to the beneficiary of the policy.

If the insured is alive when the forty year term expires, the life insurance coverage ends with no payout.

Learn more ab...

What is 40 year term insurance?

It's a type of temporary life insurance policy providing you with life insurance coverage that lasts for a period of forty years.

That means, if you (the insured person) dies during the forty year period, while insured by the policy, the death benefit is paid out to your beneficiary.

There are a few insurers offering term life coverage for 40 years.

However, in order to qualify you need to be healthy and age 45 or under, usually.

What is 40 year term insurance?

It's a type of life insurance policy that provides temporary coverage lasting for a duration of forty years.

Usually, the premiums remain level for the life of the policy, and the amount of life insurance provided never decreases.

If the insured passes away during the forty year term, the death benefit is paid out to the beneficiary of the policy.

If the insured is alive when the forty year term expires, the life insurance coverage ends with no payout.

Learn more ab...

What is 40 year term insurance?

It's a type of temporary life insurance policy providing you with life insurance coverage that lasts for a period of forty years.

That means, if you (the insured person) dies during the forty year period, while insured by the policy, the death benefit is paid out to your beneficiary.

There are a few insurers offering term life coverage for 40 years.

However, in order to qualify you need to be healthy and age 45 or under, usually.