Browsing Archive: May, 2021

What is Gerber Life Guaranteed Life Insurance?

Posted by hadley hadley on Monday, May 31, 2021, In : Life Insurance FAQ's 

It's a type of life insurance policy that guarantees your approval for coverage, if you meet the age requirements for acceptance.

This type of policy provides lifetime (permanent) life insurance protection, as long as you pay your premiums on time.

It builds cash value inside the policy, and pays out a death benefit upon the death of the insured person.

Even if you have been denied coverage from other carriers, you can still get insured.

There is no health exam required, and you won't have to tak...

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Is There Guaranteed Life Insurance for 81 Year Olds?

Posted by hadley hadley on Thursday, May 27, 2021, In : Life Insurance FAQ's 


Can an 81 year old get life insurance with guaranteed approval?

It depends on which insurance company you use for coverage.

Some insurers only offer guaranteed coverage to people ages 45-75 or 40-80 years of age.

However, United of Omaha offers guaranteed approval life insurance for people ages 45 to 85.

With guaranteed life insurance plans you won't have to answer any questions about your health or take any medical exams.

Your approval for life insurance is guaranteed if you meet the age requirem...


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Is there Life Insurance for Diabetic Patients?

Posted by hadley hadley on Sunday, May 23, 2021, In : Life Insurance FAQ's 


Are You a Diabetes Patient Looking to Purchase a Life Insurance Policy?

If so, did you know you can get life insurance if you have either Type 1 or Type 2 diabetes, providing your diabetes has been under control for a period of at least 6 to 12 months?

You can also get life insurance if you are insulin dependent.

Today, even if you are insulin dependent, you may be able to find affordable life insurance for diabetics through a highly-rated life insurance company that specializes in finding dia...


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Can I Buy $25,000 of Guaranteed Acceptance Life Insurance?

Posted by hadley hadley on Wednesday, May 19, 2021, In : Life Insurance FAQ's 
Yes. If you meet the age requirement for approval, you may purchase $25,000 of guaranteed acceptance life insurance coverage through United of Omaha.

They offer guaranteed policies for people ages 45 to 85 years old.

With guaranteed plans, there are no health exams required, and you won't have to answer any questions about the status if your health, or your health history.

Even if you have been denied coverage by other carriers, you can still get guaranteed issue coverage.


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How to Get Cheap Life Insurance for Adults?

Posted by hadley hadley on Wednesday, May 12, 2021, In : Life Insurance FAQ's 

What is the cheapest type of life insurance available for adults?

It's called "Term Life Insurance" because it provides temporary life insurance protection lasting for a set period of time, usually up to 30 years.

With term life, you may choose a policy term of 10, 15, 20, 25 or 30 years of protection depending on how long you need your life insurance to last.

Term life is "Pure Protection", meaning it only provides a seat benefit, there is no cash value or investment feature with term insurance...


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Is Life Insurance for Life?

Posted by hadley hadley on Saturday, May 8, 2021, In : Life Insurance FAQ's 

It depends on the type of life insurance plan you purchase.

A term life insurance policy is for life, if you pass away during the duration of your policy term, which is 30 years or less for term life coverage.

However, permanent life insurance (which costs a lot more) provides lifetime protection, no matter how long you live.

So, make sure you consider how long you need your life insurance policy to last in order to accomplish your goals, before choosing a plan.

Learn more about "Is Life Insuranc...


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