Browsing Archive: October, 2020

What is a Term Life Insurance Policy?

Posted by hadley hadley on Wednesday, October 28, 2020, In : Life Insurance FAQ's 

Term life insurance is a type of life insurance plan that provides temporary coverage lasting for a specific number of years, usually up to 30 years.

Many insurers offer term life options of 10, 15, 20, 25 or 30 years of protection.

The longer your policy term (duration), the higher your cost of coverage.

Term life insurance offers death benefit only coverage, which means there is no cash value or investment feature of the policy, only life insurance death benefits.

It's the cheapest type of life...


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Senior Burial Expense Insurance

Posted by hadley hadley on Saturday, October 24, 2020, In : Life Insurance FAQ's 

Is there burial expense insurance available for senior citizens?

Yes. In fact, several insurers even offer guaranteed issue life insurance plans to cover burial expenses for seniors.

One highly-rated insurer offers up to $25,000 of burial expense life insurance coverage with guaranteed acceptance for anyone between the ages for 45 to 85.

With guaranteed approval plans you won't have to take an exam or answer any questions about your health.

Your approval for a policy is guaranteed, as long as you...


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What is the Difference in Accidental and Term Insurance?

Posted by hadley hadley on Tuesday, October 20, 2020, In : Life Insurance FAQ's 

If you're shopping for life insurance you may be wondering about the differences between accidental death insurance and term life insurance.

Accidental death life insurance plans provide a death benefit if the insured person dies as a result of an accident without a specific timeframe of the accident.

Whereas, term life insurance pays out a death benefit if the insured person dies during the term (duration) of the policy, and if the death occurs as a result of natural causes, illness or an acci...


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Apply for Life Insurance Online No Exam

Posted by hadley hadley on Monday, October 12, 2020, In : Life Insurance FAQ's 

Can I apply online for a no exam life insurance policy?

Yes, in fact, most healthy individuals between the ages of 20 to 60 may qualify to buy no exam life insurance online.

Depending on the insurer, it may only take about 15-20 minutes to apply for your no exam life insurance policy online.

And, some insurers even notify you of approval the very same day you apply.

That means, you may start your life insurance coverage today, if you qualify.

Here's how to apply for life insurance online with no e...


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Does Life Insurance Cover COVID-19?

Posted by hadley hadley on Thursday, October 8, 2020, In : Life Insurance FAQ's 

Today we are living through a very unique point in history, having experienced the only pandemic of the past 100 hundred years.

With so much uncertainty about the future, many of us are considering what that future holds for us and our families.

That's why many people are choosing to purchase life insurance to provide financial protection for the future of our loved ones.

But, does life insurance cover death resulting from COVID-19?

It's an important question to consider before buying life insur...


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Funeral Insurance for Over 80

Posted by hadley hadley on Sunday, October 4, 2020, In : Life Insurance FAQ's 

Is there funeral expenses insurance available for people over eighty years old?

Yes. In fact, there are guaranteed issue permanent life insurance policies available that can provide the funds needed to pay for your final expenses, including the cost of your funeral and burial expenses.

Guaranteed approval means you cannot be turned down for coverage if you meet the age requirements for approval.

For example, one highly-rated insurer offers guaranteed issue funeral insurance plans for people betw...


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