If you are an adult child you may purchase burial insurance on your Mother, because you have an insurable interest in your Mom.

Burial insurance provides a death benefit payout upon the death of the insured person (Your Mom).

Upon your Mother's passing, the death benefit from the burial insurance will be paid to the beneficiary (You) which can be used to cover the cost of your Mom's burial and related expenses.

There are guaranteed issue burial insurance policies available, so even if your Mom ...

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Can young adults get term life insurance quotes online?

Yes, there is term life insurance available for young adults.

And, you can get free, instant term life quote comparisons in just a minute or two by visiting a life insurance website, filling out a Quote Request Form, and instantly receiving your price comparisons.

Many life insurance websites offer term life insurance quotes. And, there's no hassles or delays to get your free quote comparisons.

By comparing quotes for term life insurance onl...

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Can I buy a life insurance policy with no health check-up and guaranteed approval?

Yes, these plans are called Guaranteed Issue life insurance policies and they offer life insurance with guaranteed approval for anyone who meets the age requirements.

For example, some insurance companies offer guaranteed acceptance for anyone between the ages of 45-75 or even 45-85.

You won't have to take any health exams, and there's no health questions for you to answer.

Here's how to get guaranteed life insuran...

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If you're shopping for a temporary life insurance plan you may be wondering who can buy term life insurance?

Well, it really comes down to just a few things:

1. People between the ages of 18 to 75.
   
2. Can You qualify for coverage based on your health?
   
3. Can you afford to pay the premiums.

If you are between 18 to 75 years old, qualify for coverage and can pay the premiums, you should be able to get term life insurance.

Learn more about who can get term life insurance plans.

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Yes, if you are an adult child, you may be able tp purchase a life insurance policy on your father.

Adult children have an Insurable Interest in their parents.

In order to buy life insurance on someone else, you need an Insurable Interest in the person you wish to insure.

Many adult children buy life insurance on their parents to make sure there is money available to pay for their parents' final expenses.

Learn how to buy life insurance for your Dad.

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Can I buy life insurance on my parents who are over 75 years old?

Yes, adult children have an Insurable Interest on their parents, which is required in order for someone to buy life insurance on another person.

In addition, there are guaranteed issue life insurance policies available for people ages 45 to 85, without any health exams or health questions asked.

Here's how to buy life insurance for parents over age 75.

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How does the coronavirus affect life insurance?

If you already own a life insurance policy, and there is No Exclusion on your policy which excludes death resulting from the Coronavirus, then it would not affect your coverage.

However, if you have, or had, the coronavirus, you may find it much more difficult to get insured for life insurance, than if you never had the virus.

Learn more about life insurance and coronavirus.

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What is the difference between permanent life insurance and term life insurance?

Permanent life insurance provides lifetime coverage, offers a death benefit, and builds can value inside your policy from which you may take a loan.

Also, permanent life insurance can cost up to 5-10 times more than term life insurance.

Term life insurance offers temporary protection lasting for up to 30 years. You may be able to buy a term policy lasting for 10, 15, 20, 25 or 30 years.

If you die during the policy t...

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If you're considering the purchase of a term life insurance policy you may be wondering what are the benefits of term life coverage?

Term life can provide you with peace of mind knowing your family will have financial security should you pass away.

Term life also offer the most affordable life insurance protection available for a period of 30 years or less.

With term life you get the flexibility of choosing how long you have coverage, so you only pay for life insurance while you actually need it...
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What is the definition of permanent life insurance?

Permanent life insurance is a type of life insurance policy that provides lifetime protection.

Your life insurance coverage will last for your entire lifetime, as long as you pay your premiums on time.

Permanent life insurance has two main features:

1. Death Benefit
   
2. Builds Cash Value

Learn more about how permanent life insurance works.


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