If you’re a 65 year old male looking for life insurance coverage you basically have a few options that may meet your needs.

Term life will offer you the most coverage at the lowest price; however, term plans may be limited to a duration of 10, 15 or 20 years, due to your age.

Permanent life insurance will cost a lot more; however, it provides you with lifetime protection no matter how old you live to be.

In addition, there are guaranteed issue life insurance policies available to anyone age 45...

Life insurance is a contract between an insurance company and the owner of the life insurance policy.

The insurance company agrees to pay out a death benefit on the policy when the insured person dies while the insurance is In Force.

In return, the owner of the policy agrees to pay premiums on a regular basis for the life insurance coverage.

The death benefit is paid to the beneficiary which is chosen by the owner of the policy.

If you have anyone who relies on you for financial support you may h...

The best type of life insurance for you will depend on your specific situation and goals.

What do you want your life insurance plan to accomplish for you and your loved ones?

Also, your age, health, budget and the amount of life insurance will impact your buying decision.

As well as, how long you need your life insurance policy to last.

If you need life insurance for a period of 30 years or less, then term life offers the most affordable coverage.

If you need life insurance guaranteed to last your...

Death benefit insurance is a type of life insurance that only provides a death benefit payout with no cash value inside your policy.

While permanent or whole life insurance may build cash value inside the policy, and provide a death benefit, term life insurance is death benefit only life insurance.

Term life is temporary life insurance lasting for a specific period of time.

If the insured person dies while the policy is In Force, the death benefit is paid out to the beneficiary of the insurance ...

Ecoverage life insurance is an online life insurance broker that has access to a large network of leading life insurance carriers.

Ecoverage helps to connect you with the life insurance carrier in your area that offers the best plan at the moist affordable price.

With Ecoverage you can request and compare free term life insurance quotes from over 40 of the leading life insurance carriers for savings up to 70% on your life insurance policy.

Ecoverage helps make shopping for life insurance quick a...

There are several good reasons people choose to buy a term life insurance policy instead of purchasing permanent life insurance.

One of the most common reasons is Price.

Permanent life usually costs up to 5-10 times more for the same amount of life insurance compared to term life.

That means, you can buy a lot more protection for your family by choosing a term life insurance policy.

Another popular reason is Flexibility.

With term life you choose the duration of coverage you need your life insuran...