Browsing Archive: August, 2020

What is the Best Term Life Insurance for Senior Citizens?

Posted by hadley hadley on Saturday, August 29, 2020, In : Life Insurance FAQ's 

It's the plan that meets your needs and accomplishes your goals.

You'll want to find the plan that offers the most affordable price from a highly-rated insurance company.

Make sure to consider how long you need your coverage to last and how much life insurance you really need.

You'll want to compare multiple life insurance quotes from several of the leading life insurance companies to help you find an affordable plan from a reputable carrier.

Learn more about finding the best term life insurance ...


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What is a Term 20 Life Insurance Plan?

Posted by hadley hadley on Saturday, August 22, 2020, In : Life Insurance FAQ's 

It's a type of life insurance plan providing temporary coverage lasting for a duration of twenty years.

Term or temporary life insurance offers the most affordable life insurance protection for people who have a need for coverage lasting for a specific period of time, usually 30 years or less.

Term life offers different policy terms, including 10, 15, 20, 25 or 30 years.

If you pass away during the policy term, while your coverage is "In Force", the death benefit is paid pout to your beneficiary...


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Life Insurance on a Mortgage Loan?

Posted by hadley hadley on Tuesday, August 18, 2020, In : Life Insurance FAQ's 

Can I buy life insurance for my mortgage loan?

Yes. Many people use term life insurance policies to help them protect their mortgage loan in case they die before it is fully repaid.

You can select an amount of life insurance that matches your outstanding mortgage loan balance, and choose a policy "Term" (duration) for coverage that matches the duration of your mortgage loan - usually 10, 15, 20, 25 or 30 years.

And, name your spouse or family member as beneficiary of your term life insurance pol...


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Life Insurance for People with Kidney Failure

Posted by hadley hadley on Tuesday, August 11, 2020, In : Life Insurance FAQ's 

Is there any life insurance for people with kidney failure?

Actually, although kidney failure is a high risk for life insurers, there may be ways to get insured.

First, you'll want to ask your employer about your group life insurance plan - these usually cover all employees, regardless of health.

Also, there are guaranteed issue life insurance plans available for people between the ages of 45 to 85.

If you meet the age requirements, you are guaranteed approval, as long as you can pay the premiums...


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What is Term Life Insurance Good For?

Posted by hadley hadley on Friday, August 7, 2020, In : Life Insurance FAQ's 

If you are considering the purchase of a term life insurance policy, you probably need protection lasting for a period of thirty years or less.

Term life is temporary protection which means it lasts for the duration of your policy "Term". A term for term life coverage may be for 10, 15, 20, 25 or 30 years, usually.

Many people buy term insurance to provide protection for their family to replace their income, pay off the mortgage loan, or other debt they leave behind.

Term life offers the lowest ...


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How to Find Cheap Life Insurance for Family?

Posted by hadley hadley on Monday, August 3, 2020, In : Life Insurance FAQ's 

Is there any cheap life insurance available for families?

Yes. Term life insurance is by far the cheapest type of life insurance available.

Term life offers low cost coverage lasting for a period of up to 30 years.

You can buy term life insurance plans on yourself, your spouse and your children.

Or, you could buy a term life insurance policy on yourself and add riders to your policy to provide coverage for your spouse and children.

Learn more about how to find cheap life insurance for families.


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