A rate for funeral insurance coverage is the price you pay per $1,000 of funeral life insurance protection.

Your personal rate for the insurance is based on several factors, including your gender, age, state of residence, among other things.

Women will pay a lower rate per $1,000 than men because women have a longer life expectancy on average.

Some insurers offer funeral expense insurance with premiums as low as $8.80 per month; however, your rate and corresponding premium will vary by insurance...

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Yes, there are life insurance policies that offer immediate death benefit coverage.

In fact, most life insurance is issued with immediate coverage once you have been accepted and paid your first month's premiums - the coverage foes into effect immediately.

However, graded death benefit life insurance policies, also known as, guaranteed issue life insurance, have limited benefits the first 2-3 years you are insured.

That is how they can guarantee your acceptance for coverage even if you have heal...

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If you have term life insurance protection you may be wondering about your options when your coverage ends.

Well, you have a few to choose form, but it really depends on what your situation is and if you still need life insurance protection.

• You could go without any life insurance.
  
• Buy a new life insurance policy, which would likely require you to take a medical exam.
  
• Renew your current term life insurance policy, usually for up to ten years of coverage.
  

These are three of the most common options ...
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Yes, although some life insurance quote providers email you your the life insurance quotes, or sell your information to life insurance brokers, there are life insurance websites offering instant life insurance quote comparisons direct to your screen without any delays or hassles.

In fact, once you fill out a short Quote Request Form, you may receive your life insurance quotes in as little as 15 seconds or less.

It's quick and easy to get online quotes for life insurance and there's no obligatio...

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If you have been turned down for life insurance, or you are having a difficult time finding life insurance, you may be wondering in guaranteed issue plans are right fir you.

Many people look to guaranteed life insurance coverage as a last resort if they are uninsurable - unable to get insured.

There are many reasons why you may be considering guaranteed issue plans as an option for your life insurance.

Some of the more common reasons for buying guaranteed life policies include obesity, COPD, emp...

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Yes, there are whole life insurance plans, also known as, permanent life insurance policies, offered to senior citizens.

These permanent insurance plans provide guaranteed lifetime protection as long as the premiums are paid on time.

They provide a death benefit payout upon the passing of the insured person. These whole life plans also build up cash value inside the policy over time, which is available as a loan if needed.

Your premiums remain level, and your coverage does not expire. The amount...

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How does United of Omaha final expense life insurance compare with Funeral Advantage?

Both final expense insurance plans are for people who are in need of life insurance providing death benefits to help cover the cost of their burial, funeral, and other final expenses.

Each final life insurance plan has their own age requirements and maximum amount of life insurance coverage available.

In addition, the requirements for approval may vary by insurance carrier.

For example, United of Omaha offers g...

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Guaranteed acceptance is a phrase used related to life insurance which is a type of life insurance policy you may purchase with guaranteed approval.

Also known as guaranteed issue life insurance, guaranteed acceptance plans are offered as an option for people who are older or having difficulty getting insured for life insurance.

With guaranteed approval plans you cannot be turned down for coverage due to any health issues.

As long as you meet the age requirements and can pay the premiums, you ca...

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