The amount of life insurance coverage you may purchase will depend on your age and health.

In addition, the total amount of life insurance you already own will impact how much additional coverage you may purchase.

The insurance company doesn't want any insured person to be Over-Insured.

Another factor limiting how much life insurance you can buy is your budget.

You can't buy more life insurance than you can afford.

Learn more about how much life insurance you can buy.

The best time to purchase life insurance is when you realize you need coverage. The younger and healthier you are when you buy life insurance, the lower your premium.

Your life expectancy plays a large role in how you are rated for coverage, so - the longer you are expected t live, the lower your cost for life insurance.

Personal risk factors also impact pricing, including your gender, health, lifestyle, tobacco use, etc.

Many people choose to buy life insurance when they experience a major life...

Is there any life insurance protection you can purchase online?

Yes, in fact, several life insurers offer consumers the option to apply online for life insurance coverage.

And, if you qualify, you may start your life insurance very the same day.

Here's how to get life insurance you can buy online starting today.

Yes, it is possible tp purchase a life insurance policy if you are over eighty years old.

However, some insurers may not offer life insurance to people over 80.

In addition, some insurers may only offer guaranteed issue life insurance plans to people over 80.

Guaranteed issue life insurance may be available for people ages 45 to 85.

It guarantees your acceptance for life insurance if you meet the age requirements for approval, and you can pay the premiums.

Learn more about how to buy life insuranc...

Are you considering the purchase of a term life policy?

If so, you may want to consider what are some of the most common reasons people choose to purchase term life insurance.

Although term life is inexpensive, it does have drawbacks. Term life is temporary and you may outlive your coverage, which means your policy expires with no payout if you are alive when the coverage term ends.

However, permanent life insurance can cost up to 5-10 times more than term life for the same amount of protection....

What is a death benefit only life insurance policy?

It's a type of life insurance plan that provides a death benefit, but has no cash value or investment feature.

Term life insurance is DBO life insurance, because it is pure protection with no cash value, only a death benefit.

Term life offers protection for a specific period of time, from 10 to 30 years.

The shorter your policy term, the lower your annual cost of coverage.

Learn more about death benefit only life insurance plans.

Is there life insurance you can purchase without any physical exam or health questions asked?

Yes, these plans are called "Guaranteed Acceptance" life insurance and offer a limited amount of coverage because anyone may get insured who meets the age requirements for approval, even if they have health problems, or have been turned down for coverage elsewhere.

Some guaranteed issue life insurance plans are available for people ages 45-75, 40-80, or even for those ages 45-85.

Here's how to get no ph...