What is no health question life insurance?

It's a type of permanent life insurance plan that does not require you to take a medical exam, and there are no questions asked about your health.

These plans are guaranteed issue, which means you cannot be turned down due to any pre-existing health conditions, as long as you meet the age requirements for approval.

Ages for guaranteed approval may vary by insurer, for example, some insurers offer guaranteed coverage for people ages 45-75, or 40-80, or 4...
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Easy issue whole life insurance is a way to get lifetime life insurance protection without the hassles of having to go through a physical examination.

With easy-issue plans you don't have to take a medical exam, or give blood or urine to be tested by a lab.

In fact, some insurers offer guaranteed approval whole life policies which means no exam, no health questions asked, and you cannot be turned down due to any pre-existing health condition.

However, with guaranteed issue policies you have to m...
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It depends. Are you a homeowner with a mortgage?

If so, you may have a need for life insurance. Why?

Because, how would your family make the mortgage payments each month if you were to pass away today?

That's right. If you were to die, your family may be unable to continue living in the home they shared so many memories with you.

Now, why risk the chance of leaving your family out in the street, or having to move?

Life insurance can help provide you with peace of mind knowing should something happ...
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Can I buy a life insurance policy on my grandfather?

Yes, adult grandchildren may purchase life insurance on their grandparents.

In fact, many parents of elderly people, and even adult grandchildren purchase life insurance on their grandparents.

The fact is, many seniors may not have enough money saved to cover the cost of their final expenses, including a burial, funeral, casket, memorial service, etc.

And, with the average cost of final expenses around $8,000 - it can be a costly undertaking to...
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Are you in need of life insurance protection that starts today?

If so, you may want to consider Haven Life, which offers healthy, qualified individuals the option of purchasing top to $1,000,000 or more of affordable life insurance online today.

With Haven Life you can get a free quote, apply online and begin your life insurance coverage right away, if you qualify.

They offer the quickest and easiest way for healthy people ages 20 to 60 to get insured at affordable rates.

Learn more if you need l...
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Is it possible to purchase low cost term life insurance coverage online?

Yes, there are life insurance providers offering you the option to purchase your coverage direct online, and you can compare pricing among several insurers to help you save money.

Additional tips to lower the cost of your life insurance policy include:

• Quit smoking - Smokers pay up to 2-3 times more for the same amount of life insurance as non-smokers.
• Use a needs calculator to decide how much coverage you really need.
• Choose...

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Can I purchase a life insurance policy direct online and start my coverage today?

Yes, there are "Quick-Issue" life insurance policies available through several life insurance carriers, including Haven Life, ANICO and Globe Life, among others.

They allow you to get a free quote, apply online and find out usually within minutes, if you qualify for a life insurance policy.

Once approved, you may start your coverage immediately.

These instant-issue life insurance plans come with a money-back guarant...

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Do I have to take a physical exam in order to purchase a term life insurance policy?

That depends on your age and health, and the requirements of the insurance company.

Some reasons insurers require a physical may include:

• You are over age 30
  
• You need more than $50,000 of life insurance
  
• You smoke
  
• You have a pre-existing health condition
  

However, there are insurers that offer non medical life insurance policies, which means you won't have to take an exam to qualify for life insurance coverage.

Some li...
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If you're shopping for a life insurance plan you may have heard about term insurance and whole life insurance, and wondered what is the difference?

Well, there are several important differences about the two basic types of life insurance: Term and Whole Life:

• Price
  
• Duration of Coverage
  
• Cash Value
  

To start, term life costs a lot less than whole life insurance because it is temporary, lasting for 30 years or less. Usually, whole life may cost up to 2-3 times more than the same amount of term life in...
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Can I apply online for Globe life insurance coverage?

Yes, anyone age 18 to 78 may apply for a life insurance plan from Globe Life.

Although there are no exams required, you will have to answer some questions about your health.

And, if you are healthy, you may purchase coverage online.

You can apply for a Globe Life policy online in about 10 minutes or less.

Globe Life makes it quick and easy for consumers to apply for and purchase their life insurance plan.

And, your policy comes with a money-back...
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