Can I get life insurance if I have a pre-existing medical issue?

Yes, you may qualify for a fully underwritten life insurance policy, or you may choose guaranteed acceptance life insurance, if you meet the age requirements for approval.

Some guaranteed issue life insurance plans are available for people ages 45 to 85.

Even if you are over 75, or have been denied coverage by other insurers, you can still get guaranteed coverage.

Learn more about buying life insurance with a medical condition.

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End of life insurance is a type of life insurance plan that provides protection to help pay for your end of life expenses.

End of life expenses may include your cost of a burial plot, basket, headstone, funeral, burial, memorial service, transportation, flowers, embalming, etc.

It's a way to make sure your loved ones aren't stuck with the financial burden of paying for your funeral and burial upon your passing.

Learn about end of life insurance plans and how to get insured even if you have healt...
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Do you need $100,000 of life insurance but don't want to take any medical exam?

If so, there are several life insurance companies that offer up to $100,000 of coverage (or more) without any health examination needed.

If you meet the age requirements for approval, and you are healthy, you may qualify for coverage.

Some of the leading life insurance providers of no exam policies include AAA, Haven Life, MetLife, Prudential, and Fidelity, among others. 

Some life insurance carriers allow you to appl...

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You may be able to purchase $50,000 of no exam life insurance online through a life insurance carrier.

If you are healthy and meet the age requirements for approval, you may be able to start from $50,000 up to $500,000 or more of instant life insurance coverage today.

There are several insurers now offering $50,000 of life insurance without exams, including Haven Life, Globe Life, AAA, ANICO, Gerber, MetLife and Fidelity Life, among others.

These carriers may allow you to apply online for a life...
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Can I buy life insurance coverage without a waiting period?

Yes, in fact, most life insurance plans have no waiting period before you have full coverage.

For instance, term life insurance and whole life insurance policies come with full coverage form the start of your policy.

However, guaranteed issue life insurance usually has graded death benefits, which means you will not have 100% (full) coverage until after you have been insured for 2 (or 3) years.

Guaranteed life insurance is the type that ...
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If you're looking to get life insurance over the internet and you live in America, you have several choices available.

Some of the leading life insurance carriers in the USA now offer life insurance online include Haven Life, AAA, ANICO, Prudential, MetLife and United of Omaha, among others.

There are several types of life insurance plans available online, but the policies available to be purchased with quick approval are usually Simplified-Issue, no exam term life insurance plans.

The life insu...
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What are the advantages of having a life insurance plan on my child?

Children's life insurance policies provide several benefits, including:

• Proceeds from the death benefit can be used to pay for final expenses.
  
• Build cash value inside the policy over time.
  
• Guaranteed lifetime life insurance protection.
  
• A loan may be taken from the cash value in the policy.
  
• Level rates guaranteed to remain the same for the life of the policy.
  
• Option to increase coverage when your child reaches adulthood.
  

Here's how y...

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If you are in need of life insurance to cover burial costs and other final expenses you may want to find out where you can purchase a burial life insurance policy.

Burial expenses insurance provides funds needed to help cover the cost of a person's funeral, burial and other related final expenses.

There are several life insurers that offer burial plans including United of Omaha, Gerber, and MetLife, among others.

You can contact a local life insurance agent or insurance broker, call insurance ca...

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If you have a brother who is in ill health, has no money saved, or owes you money, you may be wondering if you can buy burial insurance on him.

Today, many siblings are purchasing life insurance on their sibling to help cover the cost of their brother or sister's final expenses, including a funeral and burial.

These costs can exceed $8,000 and create financial stress upon the passing of your brother or sister if you don't have the money available to pay for these final expenses.

The fact is, yo...
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What's important to consider when choosing a term life insurance plan?

If you're considering term life insurance you'll first want to consider how long you really need your life insurance protection to last.

If you need life insurance for a duration of 30 years or less, then term life is right for you.

Choosing term life will mean you want to consider how much coverage you need, how many years you need life insurance protection, and what you can afford to spend.

With term life you'll have coverag...
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Do insurers limit the number of term life policies you can buy, or is it possible to get more than one policy?

Yes, you may be able to purchase more than one term life policy.

Insurers understand that your needs for life insurance may change (grow) over time as you take on more financial responsibilities; such as, getting married, buying a home, starting a business and having children.

As your need for protection grows you may find you want to increase your amount of life insurance protection by...
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