Browsing Archive: January, 2018

What is Guaranteed Acceptance Life Insurance?

Posted by hadley hadley on Monday, January 29, 2018, In : Life Insurance FAQ's 

What is life insurance with guaranteed acceptance?

It's a type of life insurance plan that guarantees your approval for coverage - that means you cannot be denied coverage due to any health issues.

Basically, it means, if you meet the age requirements for acceptance, you cannot be turned down.

These plans may be available for people ages 45 to 85, depending on the insurance company offering the plan.

In addition, with guaranteed approval you will not have to take any health exam or answer any que...
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Why Buy Life Insurance Outside of Work?

Posted by hadley hadley on Friday, January 26, 2018, In : Life Insurance FAQ's 

If you are employed you may have some group life insurance coverage through your employer-provided benefits plan.

But, why would you need your own, individual life insurance policy separate from the coverage you have through your job?

Well, there are several very good reasons to consider buying your own personal life insurance policy.

For instance, what would happen if you lost your job, the company went out of business, or you left your current employer?

Your life insurance from a group plan at ...
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Is there Life Insurance Coverage for Infants?

Posted by hadley hadley on Monday, January 22, 2018, In : Life Insurance FAQ's 

Yes, there are insurance companies that offer life insurance for newborns ages 14 days and older.

Some of the leading providers of child life insurance include Gerber, Globe Life and Mutual of Omaha, among others.

The cost and amount of coverage may vary by life insurance company.

One life insurer offers plans starting for as little as $2.17 per month with coverage amounts from $5,000 up to $20,000 of life insurance available for infants.

Infant life insurance coverage may build cash value inside...
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Can I Buy Term Life Insurance without Physical?

Posted by hadley hadley on Friday, January 19, 2018, In : Life Insurance FAQ's 

Is it possible to get insured for life insurance without taking any physical examination?

Yes, there are simplified issue term life insurance policies available for healthy people that do not require you to take any health exam. These plans are usually available for healthy individuals age 60 and under.

Some no exam term life policies offer the option of applying online and starting your life insurance coverage that very same day. And, these plans usually come with a 30 day risk-free, money-bac...
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What are the Benefits of Online Life Insurance Quotes?

Posted by hadley hadley on Tuesday, January 16, 2018, In : Life Insurance FAQ's 

When it comes to shopping for affordable life insurance coverage there are several key benefits of comparing the best prices online, including:

  • There's no need to meet with an insurance agent
  • You can compare pricing any time of day or night
  • Compare pricing in the convenience of your home, office or anywhere you have an internet connection
  • No high pressure sales pitch
  • Compare best pricing from over 40 of the top life insurance carriers in less than 1 minute
  • No subjective comparisons limited to only ...

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Can I Buy Funeral Insurance without a Medical Exam?

Posted by hadley hadley on Saturday, January 13, 2018, In : Life Insurance FAQ's 

Can I buy funeral insurance without taking a medical exam?

Yes, you may be able to purchase no exam funeral insurance coverage.

It depends on your age. There are guaranteed approval funeral insurance plans available for anyone who meets the age requirements of the life insurance company offering coverage.

For example, one highly-rated life insurer offers guaranteed acceptance funeral insurance for people age 45 to 85.

With guaranteed funeral insurance you cannot be denied coverage if you meet the...
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Can I Buy Term Life Insurance Now?

Posted by hadley hadley on Wednesday, January 10, 2018, In : Life Insurance FAQ's 

Is it possible to get immediate life insurance coverage without any delays or hassles?

Yes, there is an A++ rated life insurance carrier that offers same day life insurance protection.

This plan allows you to apply and purchase your life insurance policy direct online - safe and secure.

The coverage comes with a 30 day risk free money back guarantee.

You can choose from $25,000 up to $1,000,000 of quick issue life insurance.

You can apply online for your policy in about 10-15 minutes. And, you may...
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Best Life Insurance for Young Parents?

Posted by hadley hadley on Saturday, January 6, 2018, In : Life Insurance FAQ's 

What is the best type of life insurance to get for young parents?

If you are young parents you may be on a budget an din need of protection until the kids are grown and the home mortgage is paid off.

That means you likely have a need for your life insurance to last at least 20 years and you need the most protection for the lowest cost.

Term life can help because it offers you prices that are much lower compared to permanent life insurance, and you can select the duration of your policy from 10, ...
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Burial Insurance for Seniors over 65?

Posted by hadley hadley on Wednesday, January 3, 2018, In : Life Insurance FAQ's 
Can senior citizens over 65 get affordable burial insurance coverage?

Yes, seniors over 65 can get guaranteed issue burial insurance policies. There's even guaranteed approval burial plans for people ages 45 to 85. That means you cannot be denied coverage if you meet the age requirements. And, you cannot be turned down due to any health problems.

You won't have to answer any questions about your health or take any health examinations.

However, with guaranteed coverage there are some limitations....

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