I need term insurance but I don't want to take any health examinations.

Which is the best term life plan with no exam needed?

Haven Life is one of the top offers available for no exam term life insurance for several key reasons:

• Offers competitive rates.
• Instant issue coverage starting today.
• Up to $1,000,000 of life insurance available.
• A++ rated life insurance protection.
• 30 day money back guarantee.
  

Haven Life is fully backed by MassMutual which has the highest financial strength rating available ...

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I just bought a new home and want to find life insurance to protect my mortgage loan in case I die.

What is the best life insurance to protect a mortgage loan?

When choosing a life insurance plan for mortgage protection you'll want to consider term insurance which offers you the most affordable protection at the lowest price for a duration of up to thirty years.

You can select the amount of life insurance coverage you need to pay off your mortgage loan, and the term (duration) to match the lengt...
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I need life insurance to help pay for my funeral expenses. Which is the best type of life insurance to get for funeral costs?

There are guaranteed issue permanent life insurance policies available that guarantee approval for people ages 45 to 85, and provide life insurance that lasts your entire lifetime.

With guaranteed issue plans you won't have to take any health examination, or answer any questions about your health.

If you meet the age requirements for approval, you cannot be denied coverag...
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Yes, you can buy a life insurance policy on yourself, which would name you as the insured, and you would select someone else to be the beneficiary of the policy.

The beneficiary is the person who receives the proceeds from your life insurance when you die.

This is the most common way to buy life insurance - buying coverage on yourself.

There are many reasons someone would choose to buy a life insurance policy including to replace their income for their family, pay off mortgage, provide for spous...
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When considering the purchase of a life insurance plan it’s important that you consider what type of coverage may provide you and your loved ones with the protection you need at the most affordable price.

How Do You Choose the Best Type of Life Insurance?

First, you’ll want to consider a few important issues:

• Length of Coverage – How long you need life insurance protection to last.
  
• Amount of Insurance – How much life insurance will meet your current and future needs.
  
• Cost – What you can ...

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Have you been turned down for life insurance?

Whether you are over 75, have health issues or have been denied coverage, you may be searching for a guaranteed life insurance plan.

But, which is the best company for guaranteed issue life insurance protection?

There are several highly-rated insurance companies to choose from for your guaranteed issue life insurance policy including United of Omaha, Gerber Life, MetLife and AARP/NewYork Life, among others.

For example, United of Omaha offers guarante...
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I want to get life insurance from a top rated life insurance company, but I'm not sure which are the best insurers for life insurance?

When it comes to researching and finding the best life insurance company you may want to consider some of the most well-known, highly-respected insurance companies, including Prudential, MetLife, Northwestern Mutual, New York Life and Mass Mutual.

When selecting a life insurance company make sure you take into consideration how long the company has been in busin...

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Yes, life insurance companies do request medical records of those who apply for life insurance coverage.

This is a standard practice in the life insurance industry.

And, if you deny the request, the insurance company may choose not to insure you for life insurance.

The insurance company uses the information from your medical records to verify your health, and determine if they should insure you for life insurance.

They want to find out if you are a good risk for life insurance, and your medical r...
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Is there life insurance that can help pay for my burial expenses?

Yes, there are burial life insurance policies available offering you guaranteed coverage with up to $25,000 of life insurance to help your loved ones pay for the cost of your funeral and burial related expenses.

And, with burial insurance coverage that has "guaranteed acceptance" you won't have to take a health examination or answer any questions about your health. You cannot be turned down for coverage if you meet the age requir...
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How does term life insurance compare to accidental death coverage?

They are two different types of life insurance.

Term life pays out a death benefit to your beneficiary if you die from an accident or natural causes.

Whereas, accidental death only pays out a death benefit if you die as a result of an accident. 

And, the insured must die usually within 3 months of the accident in order for accidental death to pay out a death benefit on the policy.

Learn more about accidental death vs term life insu...
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