Are there life insurance policies that cover the cost of someone's burial expenses?

Yes, in fact, there are insurance policies offering from $2,500 up to $25,000 of coverage, the proceeds form which may be used by the beneficiary to pay for your burial and funeral expenses.

And, some plans offer "guaranteed approval", which means you cannot be denied coverage due to any health problem.

As long as you meet the age requirements, you can get insured for a burial life insurance plan.

There's no healt...
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How can I find an affordable short term life insurance policy?

If you're in need of short term protection for your family at an affordable price, then term life insurance is an option that makes sense.

With term life you'll get the maximum amount of life insurance for your money, and you can choose coverage for a duration (term) of 5, 10, 15, 20, 25 or 30 years from most insurance companies that offer term life.

When shopping for a policy make sure you know how much you can afford to spend each ...
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Is there life insurance you can purchase that will pay you your money back when the policy ends?

Yes, it's called "return of premium", "cash back" or "money back" life insurance.

It's term life insurance that returns all of the paid premiums back to the owner of the life insurance policy should the insured person still be alive when the coverage period (term) expires.

So, if you buy a ten year return of premium term life insurance policy and you are alive after the ten year term ends, you would ...
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When does it make sense to purchase a life insurance policy?

Usually, any major life event may start you thinking whether or not you need life insurance:

• The death of a family member
  
• A promotion at work
  
• Getting married
  
• Birth of a child
  
• Buying a home
  

These are all things which may create a need to consider buying life insurance to protect what you have and provide financial security for those who rely on you for financial support.

It makes sense to buy life insurance if you have anyone you support fin...
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If you're considering the purchase of a life insurance policy, it may be because you actually need protection.

Many of us think about life insurance when a major life event occurs; such as, a family member passing away, buying a new home, getting married, getting a promotion at work, or having a child, etc.

If you have anyone who relies on you for financial support, you may need life insurance to guarantee their financial security in case you die.

Life insurance can be used by your beneficiaries...
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If you're in the market for a term life insurance policy, there are several things to learn about and consider before making your purchase.

Here's a checklist to buying term life insurance coverage:

• Determine how long you need life insurance protection - 5, 10, 15, 20 or 30 years.
• Decide on how much life insurance coverage you will need.
• Figure out your life insurance budget.
• Comparison shop to find the most affordable plan.
• Review the financial strength ratings of the top insurer you consider for ...

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Life insurance carrier ratings are an indication of an insurer's financial stability and the insurer's ability to meet their financial obligations which may include being able to pay the claims people make on their insurance policies with the insurance company.

There are several independent rating agencies that review the financials of insurance companies and issue financial ratings attesting to the financial strength of an insurance carrier.

Some of the leading independent rating services incl...
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Is the life insurance for adults age 80 and over?

Yes, there are life insurance plans that offer guaranteed approval for people ages 45 to 85.

These policies may provide up to $25,000 of coverage with no health exam and no health questions asked.

And, you may be able to purchase guaranteed approval life insurance from more than one life insurance carrier.



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