Can I buy a term life policy without taking a physical exam?

Yes, if you qualify for coverage (based on your age and health), you may be able to purchase a term policy online with no exam required.

In fact, one A++ rated insurer offers up to $1,000,000 of affordable term insurance with no exam (if you qualify).

You can even apply online and start your life insurance coverage today, if approved.

Learn how to buy term insurance no physical exam required.




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What affects the price you pay for term life insurance coverage?

Your cost of term life insurance will depend on the amount of life insurance you need and the length of your term (duration) of coverage.

In addition, your age and gender impacts your cost of coverage. Also, your personal risk factors affect your price including your lifestyle, health, occupation, hobbies, tobacco use, driving record,  and height-to-weight ratio, among other things.

The longer you are expected to live, the lower yo...
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A senior final expense program is a type of life insurance that provides protection to cover seniors and provide funds for their final expenses, including the cost of a funeral and burial.

Most final expense policies provide guaranteed approval for seniors, and some offer guaranteed approval for people age 45 to 85.

With final expenses coverage there's no health exam required and usually no health questions asked.

These policies can be affordable with some plans starting for as little as $8.80 p...
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Dependent life insurance is life insurance you can get to cover your spouse and children (dependents).

Many employers offer employer provided group life insurance plans for their employees. These plans may allow you to add coverage for your dependents.

In addition, you may purchase your own individual life insurance policy with coverage added by rider to provide coverage for your spouse ad kids.

Or, you could buy separate life insurance policies on your spouse and your children.

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What is funeral insurance and how much does it cost?

Funeral insurance is life insurance to provide funds to pay for your final expenses, including the cost of a funeral and burial.

The price you pay for funeral insurance will vary by insurer based on the amount of coverage, your gender and age.

Some funeral plans offer up to $25,000 of insurance and rates start as low as $8.80 per month for around $3,000 of coverage.

Here's how to learn more about finding cheap funeral insurance online.
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