Browsing Archive: June, 2017

Can Seniors Get Whole Life Insurance?

Posted by hadley hadley on Friday, June 30, 2017, In : Life Insurance FAQ's 
Yes, there are whole life or permanent life insurance policies available for senior citizens that provide lifetime protection.

However, your approval for a policy may depend on your age and health.

If you have health issues or you are over 75, you can get guaranteed approval life insurance if you have any difficulty qualifying for regular whole life insurance coverage.

With guaranteed life insurance there is no health exam required and there are no questions asked about your health. You are gua...
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What's Good About Term Life Insurance?

Posted by hadley hadley on Sunday, June 25, 2017, In : Life Insurance FAQ's 

Term life provides simple relatively inexpensive life insurance coverage for a specified period of time.

It's cheap, flexible and easy-to-understand.

Term life offers the lowest prices on short term insurance for up to 30 years of coverage.

You can choose a term of 10, 15, 20 or 30 years of life insurance protection to meet your needs.

If you die during the term of your life insurance policy, your beneficiary receives the death benefit.

If you outlive the duration of your term life policy, your li...
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Can You Get Instant Issue Term Life Insurance Online?

Posted by hadley hadley on Wednesday, June 21, 2017, In : Life Insurance FAQ's 

Yes, there are insurers that offer instant issue term life insurance plans.

In fact, one "A++" rated life insurance carrier offers up to $1,000,000 of affordable term life insurance protection you may apply for and purchase completely online, and if you qualify, you can start your life insurance coverage immediately.

Remember, term life is temporary coverage which means you may choose life insurance for a duration from 10 to 30 years. Some instant term life policies offer coverage for a period ...
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Is there Life Insurance for Older People?

Posted by hadley hadley on Wednesday, June 7, 2017,

Is it possible for old people, over age 70 to get insured for life insurance?

Yes, in fact you may qualify for term insurance or whole life insurance if you are over age 70.

Your approval for coverage will depend on your specific age and health, as well as, the insurance company you apply to for a life insurance policy. 

Term life is temporary coverage offering seniors life insurance for a duration (term) of 5, 10, 15 or 20 years, usually.

Whereas, whole life insurance offers lifetime life insura...
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