Life Insurance Mortality Tables are charts that show the death rates of a particular group of lives at certain ages, derived from statistics that count deaths in a population by age compared to those still alive at that age.

Mortality tables help insurers determine the average life expectancy of people they may insure. Of course, you individual risk factors are also taken into consideration, including your health, lifestyle, tobacco use, height-to-weight ratio, occupation, hobbies and driving ...
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Where can someone purchase a policy for life insurance?

When it comes to buying life insurance you can select any one of several options for get your coverage.

Four of the most common options for buying life insurance include:

• Contact life insurance carriers direct
  
• Contact a local life insurance agent
  
• Employer provided group term life insurance
  
• Life insurance websites with access to a large network of insurers
  

You can learn more about where to buy life insurance coverage online.


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Is there life insurance available for people 80 years old?

Yes, 80 year olds may purchase a guaranteed issue life insurance plan that offers up to $25,000 of life insurance protection with no physical exam required and no health questions asked.

You cannot be denied coverage due to any health condition.

However, your benefits will be limited the first two years you are insured by your life insurance policy.

You can request a free quote online and find out how much your policy will cost today.

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Can I buy life insurance to help pay for my final expenses if I'm over 70?

Yes, you may be able to qualify for life insurance to help pay for your funeral, but it depends on your age, your health, the type and amount of life insurance coverage, and the insurance company.

Some life insurers may or may not offer life insurance to someone over age 70.

In addition, your health will impact whether or not you qualify for a life insurance plan.

However, some insurers like Colonial Penn, Globe Life and M...
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