Term coverage is also known as term life insurance which is temporary life insurance protection for a specific period of time.

When selecting a term policy you have the flexibility of choosing your coverage to last for a period of 10, 15, 20 or 30 years, usually.

The longer your "term", the higher your annual cost of life insurance.

With level term policies you pay the same amount of premium for your coverage each year for the entire duration of your life insurance.

And, the amount of life insura...
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If you have a family or anyone who relies on you for financial support, you may have a need for life insurance to protect their future.

If so, don't let these common excuses stop you from purchasing the life insurance coverage you need:

It Costs Too Much Money - Not having the life insurance you need could be much more costly in the long run. Without life insurance your spouse may have to go back to work, lose the family home, and your children may miss out on a college education.

I'm Too Busy -...
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How can seniors get term insurance quotes and what plans are available?

Seniors and people of almost any age can request free life insurance rate comparisons on the internet. 

Seniors can usually get up to 20 years of term life insurance, but that will depend on your age.

For example, term life plans are usually available for a term of 5, 10, 15, 20, 25 or 30 years.

However, people over 70 may find it difficult to get more than 10 or 15 years of term insurance coverage due to their age.

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