Browsing Archive: August, 2016

Loans for People with Cancer

Posted by hadley hadley on Monday, August 22, 2016, In : Life Insurance FAQ's 
Is there a way someone with cancer can get a loan?

Yes, in fact, there is a company that offers a way for you to get a loan from your own existing life insurance policy.

This type of loan provides you with money you can use as you need, without having to make any loan payments.

Learn how to get money for cancer patients and find out how much you can get.
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What are Return of Premium Life Insurance Policies?

Posted by hadley hadley on Wednesday, August 10, 2016, In : Life Insurance FAQ's 

With an ROP life insurance policy, the premiums you paid for your life insurance coverage are returned to the you at the end of the term if the insurance policy has not paid out a claim.

So, if you buy a 10 year return of premium life insurance policy and you are alive after the ten years ends, you will get back your premiums paid.

The insurance premiums for ROP policies are higher than for other term life insurance plans. However, the insured is betting they will outlive the ...


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Are there any Exclusions on Life Insurance?

Posted by hadley hadley on Friday, August 5, 2016, In : Life Insurance FAQ's 

Are there any exclusions on a life insurance policy?

This is an important question because life insurance has no standard policy that applies to everyone.

Life insurance policy terms, prices, and exclusions may vary widely by life insurance carrier. But in general, life insurance companies are in the business of offering coverage to as many customers as possible, not turning business away.

Many high risk activities such as race car driving and mountain climbing that might ha...


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