Is there whole life insurance for kids?

Yes, there are life insurance companies including Globe Life and Gerber Life which offer whole life plans for children.

How does kids whole life insurance work?

It's a life insurance policy you buy on the life of your child, who would be the insured. You, the parent, pay the premiums until your child becomes an adult, and you can transfer ownership of the life insurance policy to your child who would then continue to pay the premiums.

How much life insuranc...
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What is instant issue term insurance?

It's temporary life insurance protection that allows you to start your life insurance coverage immediately.

Term insurance offers you low cost life insurance for a term of 10, 15, 20 or 30 years with level premiums each year for the life of your term life insurance policy.

Instant issue term life allows you to get a free quote, apply online and start your term life policy the same day, if you qualify for coverage.

Is there any health exam required?

No, there's...
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How to compare life insurance prices for seniors?

When it comes to shopping for a senior life insurance policy to find affordable coverage, you'll want to compare pricing among several of the best senior life insurance carriers.

Now, there's actually hundreds of life insurance companies in America, but the best insurers for seniors are those with the highest AM Best financial strength rating, which offer the most competitive prices for people age 55 and over.

How can you find these insurers and ...
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How can I get a low price on my term life insurance policy?


When it comes to shopping for term life at a low price, there are several tips that may help you to save some money on your coverage.

Some price saving tips include:

1. Compare term life insurance rates from multiple life insurance carriers.

2. Choose the length of "term" that meets your needs from 10 to 30 years.

3. Don't buy more life insurance than you really need.

4. Buy your life insurance policy at least 6 months before your next bir...
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Is there life insurance that does not require a medical exam?

Yes, there are no medical exam life insurance plans.

Who offers no exam life insurance?

Several highly-rated life insurance carriers offer no exam life insurance including United of Omaha, National Life Group, and Met Life, among others.

How does it work?

There are two basic types of no exam life insurance: Simplified Term Life with No Exam and Guaranteed Issue Life Insurance.

Simplified issue term life offers coverage for a period of 10...
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