Is it possible to buy a life insurance policy without having to answer any questions about my health?

Yes, there are no medical question life insurance plans available.

These plans usually have:

1. Limited death benefits the first two years you are insured.

2. Maximum amount of life insurance available up to $25,000.

3. No health exam required.

4. Guaranteed acceptance for people age 45 to 85.

5. No health questions asked - you cannot be turned down due to your health.

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Does United of Omaha offer final expense coverage?

Yes, United of Omaha offers up to $25,000 of final expense whole life insurance.

Who can qualify for coverage?

Anyone age 45 to 85 who lives in a state where United of Omaha offers there final expense policy can get insured.

If you are age 45 to 85 you are guaranteed acceptance and cannot be turned down due to any health problems.

How much does coverage cost?

United of Omaha final expense plans start at just $8.80 per month.

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Is there life insurance available without any health screening?

There's a couple types of life insurance plans available without an exam required.

First, there's simplified issue term life insurance that requires no health examination, but there are a few health questions for you to answer. These plans usually offer up to $250,000 (or more) of term life insurance for a period of 10, 15, 20 or 30 years.

Then, there's guaranteed approved life insurance that usually offers up to $25,000 of permanen...
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What is no physical whole life insurance?

It's a lifetime life insurance policy that does not require you to take any health exam to purchase the coverage.

Whole life insurance provides life insurance for your entire lifetime and your premium never increases, so you pay the same price each month or year, for as long as you live. As long as you keep paying your premiums, your whole life insurance remains in force.

No physical whole life means you don't have to take any physical exam or testing to...
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