Which term life insurance is best and what company offers the best rates?

Term insurance is short term life insurance for a period of 30 years or less.

You want to decide how long you need life insurance protection, and then choose the right term that m,sets your needs.

For instance, if you want life insurance protection for your family until the kids are grown and on their own, you may want a term of 15 or 20 years depending on the ages of your children.

Or, if you want life insurance to pay off...
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Can someone who has a DUI get life insurance?

Actually, it depends on the insurance company guidelines for approval regarding high risk drivers.

Some life insurance companies do offer life insurance for people who have had 1 DUI in the past 5 years, but they will take into consideration your entire driving record, any history of alcohol abuse, and other risk factors.

There is even one highly-rated life insurance company that may insure someone with two DUI's if only one has occurred in the past ...
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Is there term life insurance for people living with HIV?

Yes, people with HIV may be able to qualify for life insurance coverage.

New York Life, Mutual of Omaha, and Physician's Life may offer life insurance coverage for people who are HIV positive.

The requirements for approval and the amount of life insurance available will vary by insurance company, as each has their own set of guidelines for approval.

There are also Employer provided group life insurance plans that offer coverage to employee...
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The insurance company may or may not check specifically for cancer; however, the application for life insurance coverage does have a question that asks about any cancer you have or have been diagnosed with in the past. The application and interview process will ask about cancer.

The life insurance company will also check with the MIB (Medical Information Bureau) and your doctors to find out if you have a history of cancer.

Do not lie on your life insurance application as your coverage may be de...
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What is no exam life insurance?

It's life insurance you can buy without taking any health examination.

How does it work?

You can request a free quote and apply for your life insurance policy online. If approved (usually within 15 minutes), you can start your life insurance the same day.

How much life insurance can I buy without a medical exam?

Some insurers offer up to $350,000 of no exam life insurance.

Is there a money-back guarantee?

Yes, each state has their own money-back guarantee requirement,...
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The lowest priced life insurance available for you will depend on the type of life insurance and which insurance carriers you use to compare life insurance rates.

One way to find the cheapest coverage is to consider term life insurance which is temporary life insurance for a period of up to 30 years. Most plans offer coverage for 10, 15, 20 or 30 years. The shorter the duration of your term life coverage, the cheaper your life insurance.

In addition, by comparing multiple term life insurance qu...
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