Life insurance is a state regulated industry, which means the state you live in makes the laws regarding life insurance.

Almost all states have their own statutes regarding death by suicide as it relates to life insurance coverage.

As long as the life insurance policy is "In Force" and at least two years have passed from the date of issuance with no lapse or reinstatement of life insurance policy (when a policy has to be reinstated due to a lapse that 2 year clock starts again), most life insur...