If you’re a California resident between the ages of 45 and 85, you know the importance of preparing for the future. It is important to make sure you have enough money to support your loved ones after you’re gone and guaranteed acceptance life insurance can provide the security you need to make that happen. In the past, securing life insurance could be a daunting task. Many policies require passing demanding medical exams and expensive premiums. Thankfully, life insurance tailored for s...
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In Virginia, Guaranteed Life Insurance provides a way to protect your family’s financial future in the event of your death. Guaranteed Life Insurance is different from other types of life insurance in that it provides a guaranteed death benefit, meaning your dependents will receive a fixed amount of money regardless of any changes in your policy. This makes it easier to plan for the future and to ensure your family will be taken care of if something were to happen to you. Guaranteed Life ...
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When it comes to life insurance, it can be difficult to find a policy that is right for you. Fortunately, in Texas, you have the option of obtaining a guaranteed acceptance life insurance policy. This type of life insurance provides coverage without the need for medical exams or health screenings. Guaranteed acceptance life insurance is a type of whole life insurance policy. This means that the policy will provide coverage for your entire life and will not expire. It also means that the poli...
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What is final expense insurance with guaranteed acceptance?

It's a permanent life insurance policy that guarantees your approval for coverage.

It usually provides a small amount of life insurance, up to $25,000 or less.

A death benefit is paid out upon the death of the insured person.

The proceeds may be used to pay for the final expenses of the insured person.

The applicant for coverage will not have to take a medical exam or answer any questions about his/her health.

Here's how to get guaranteed ...

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Guaranteed life insurance is a type of life insurance plan that makes it easier for people to qualify for coverage.

It means you are guaranteed to get insured if you meet the requirements, usually you have to be of a certain age to qualify for guaranteed life insurance.

In addition, the amount of life insurance provided may be limited to up to $30,000 of life insurance, and the rate you pay will be higher because people may qualify for are unable to get insurance elsewhere, so there is a higher...
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Yes, there are life insurance companies that offer coverage for people in poor health.

These plans are usually called guaranteed issue or graded benefit life insurance policies.

Some insurance carriers that may offer guaranteed life insurance plans include Colonial Penn, AARP/NewYork Life, Mutual of Omaha and Globe Life.

Usually, the full life insurance coverage is not available until you have been insured by the policy for at least 2 years. If you die before 2 years have passed since you bought...
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I am a 60 year old healthy woman. I am a Non smoker and non drinker.

I was recently refused a life insurance policy. I have allergies, and asthma. Where can I get life insurance?

If you have been denied life insurance, you may have other health issues you are not aware of at this time. You can contact the life insurance company that denied you coverage and ask why you were declined, what specific reason(s).

However, even though you were denied life insurance, you may still be ...
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What is guaranteed acceptance life insurance?

Guaranteed acceptance life insurance is a type of life insurance plan that will accept applicants without a health exam, as long as they meet the age requirements.

Some guaranteed life insurance plans only offer coverage for people ages 45-80. Usually, there are no medical exams, the amount of life insurance may be limited based on your age and health, and the rate is very high compared to life insurance that does not guaranteed acceptance.

In additi...
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