What is child life insurance?

It's life insurance coverage on your children. If your child passes away, the death benefit is paid out to the beneficiary of the life insurance policy.

Are child life insurance plans expensive?

No, life insurance for children may start at as a low as just a few dollars per month, depending on the age of your child and the amount of life insurance.

What are the benefits of child life insurance policies?

Life insurance for children can provide several helpful benefits, including:

1. Providing funds to pay for your child's funeral, burial costs, and other final expenses.

2. Child life insurance may build cash value inside the policy over time.


3. It may guarantee your child the option of purchasing additional life insurance as an adult.

4. Premiums are very low for child life insurance plans.


5. It's quick and easy to get child life insurance, you can apply online and there's no medical exam.

Some carriers offering child life insurance coverage include Globe Life and Gerber Insurance, but many life insurance companies have life insurance plans for children.

Here's how you can learn more about child life insurance and request a free quote online.