Life insurance is a good idea for your children because the child life insurance policy will ensure that your child is insurable into adulthood. 

For Example:

A child is added to a $20,000 term rider on their parents life insurance policy, along with all their other siblings, all for one low price. The child is found to have a congenital heart condition, corrected by surgery, but the diagnosis follows them. At age 21, the now young adult is able to convert their $20,000 to $1...

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There are several good reasons parents may wish to purchase life insurance on on their children.

Life insurance on your child can provide:

1. Funds to pay for your child's funeral, burial, and related costs.

2. Guaranteed level life insurance rates for life.

3. Guaranteed life insurance as an adult.

4. Cash values that grow over time inside the life insurance policy from which a loan may be taken.

5. The option of additional life insurance added to your child's policy when your child reaches age 18...
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When it comes to insuring your children for life insurance, there is no set amount that is right for every child.

You could insure your children for as little as what you believe a funeral and burial would cost, or you could insure them for a substantially higher amount of life insurance protection.

Most parents don't want to think about profiting financially from the unfortunate death of their child, but buying enough life insurance on your children while they are young cou...

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No, you cannot get a life insurance policy on an unborn child.

Most life insurance companies require infants to be at least 15 days old in order to qualify their own life insurance policy.

If you have a child rider (endorsement that provides extra life insurance for your child) on your own life insurance policy, your baby can automatically be added to the rider provided by your coverage. So, your infant would be insured on your own life insurance policy.

Here's how you can lear...

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Yes, life insurance for children may be worth it considering the benefits for your family and your child.

First, life insurance for kids does provide a death benefit to help pay for final expenses.

However, there are other benefits of a child life insurance policy.

Kids life insurance can lock-in a rate that is guara?yola-link-is-coming=truenteed for your child. It also, guarantees your child will have life insurance as an adult.

And, your child will have the option of pu...

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Yes, life insurance coverage may be good for kids.

Buying life insurance for your child can help to protect your child's future insurability as an adult.

Child life insurance plans provide several benefits, including funds to pay for final expenses, building cash value over time, guaranteed  coverage as an adult, and the option of purchasing additional life insurance when your child reaches adulthood.

Whether your child has a health issue, or not, child life insurance can offer protection now an...
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Who offers child life insurance plans and can I purchase child life insurance online?

There are several insurers that offer child life insurance policies, among the better-known carriers are Globe life and gerber.

Yes, you can buy a child life insurance policy online.

You just fill out a quote request for and apply for your child's life insurance policy online in about five minutes.

There's no medical exam required, but there may be a few health questions to be answered.

Some carriers offer up to ...
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Should I buy a whole life insurance policy on my child, and if so, why?

Child whole life insurance plans are purchased by many parents for several very good reasons.

A whole life child life insurance policy can help provide life insurance protection for your child when he becomes an adult and starts his own family.

In addition, child whole life insurance can guarantee your child's life insurance rate remains the same throughout his lifetime, and allow him to buy additional life insurance when he...
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Gerber Grow-Up Plan - Is it legit?

Does anyone have experience with this? Have you used the life insurance plan?

My son is nearly 17 months old - and having a plan would be a good idea.

Funerals are insanely expensive. And this life insurance plan is pretty cheap. 

Yes, gerber grow up plan is legit. When your child old enough he will be able to borrow against it for college loans and when he has a family of his own it will be for them and he will be able to add more life i...

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Is there any life insurance I can buy for my 15 year old? And, if so, how much life insurance can i buy on him.

Yes, a parent can buy life insurance on their child, as there does exist an insurable interest between parents and their children.

Many child life insurance plans offer up to $25,0000 or more of life insurance protection.

Some child life insurance plans offer not only a death benefit, but may build up some cash value over time inside the life insurance policy.

Usually, child life insura...
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What is child life insurance?

It's life insurance coverage on your children. If your child passes away, the death benefit is paid out to the beneficiary of the life insurance policy.

Are child life insurance plans expensive?

No, life insurance for children may start at as a low as just a few dollars per month, depending on the age of your child and the amount of life insurance.

What are the benefits of child life insurance policies?

Life insurance for children can provide several helpful benefits,...
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