When purchasing your life insurance policy, you should make sure you are working with a reputable insurance company and a reputable insurance agent.

Make sure your life insurance agent is properly licensed.

Also, check the financial rating of the insurance company and make sure the life insurance company is rated "A" Excellent, or better, for financial strength by A.M. Best Company.

Look at guarantees and compare "apples to apples" when comparing life insurance policy pri...

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The price you pay for your life insurance depends on your age and health, among other factors.

Also, there are several types of life insurance available, so the type of plan you choose will impact your premium, as well as, the amount of life insurance coverage you need.

The life insurance company will ask you several questions about your lifestyle and health to determine the rate to be charged for your life insurance.

Your personal risk factors will help the insurance company determine your life...
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