There are many several options for buying term life insurance.

1. You could contact a local life insurance agent.

2. Call life insurance companies direct.

3. Visit a life insurance website offering instant life insurance quotes.

Some insurers even let you get free quotes and apply online for coverage.

In addition, some life insurance brokers have access to a large network of life insurance companies and offer you the option of comparing rates and applying online for your life insurance policy.

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When purchasing your life insurance policy, you should make sure you are working with a reputable insurance company and a reputable insurance agent.

Make sure your life insurance agent is properly licensed.

Also, check the financial rating of the insurance company and make sure the life insurance company is rated "A" Excellent, or better, for financial strength by A.M. Best Company.

Look at guarantees and compare "apples to apples" when comparing life insurance policy pri...

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