Showing Tag: "how" (Show all posts)

How Much Should Life Insurance Cost Me?

Posted by hadley hadley on Tuesday, July 23, 2013, In : Buy Term Life Insurance 
The price you pay for your life insurance depends on your age and health, among other factors.

Also, there are several types of life insurance available, so the type of plan you choose will impact your premium, as well as, the amount of life insurance coverage you need.

The life insurance company will ask you several questions about your lifestyle and health to determine the rate to be charged for your life insurance.

Your personal risk factors will help the insurance company determine your life...
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Can I Buy Multiple Life Insurance Policies?

Posted by hadley hadley on Tuesday, July 9, 2013, In : Buy Term Life Insurance 
Yes, you can buy multiple life insurance policies.

When you apply for a life insurance policy the application will ask if you own other life insurance, if so, how many life insurance policies and how much total life insurance coverage do you already own?

The insurance company asks to determine if you are over-insured.

They don't want there to be an incentive for you to take your own life in the future. However, life insurance policies usually have a suicide exclusion of 1 or 20 years, depending...
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