Showing Tag: "get" (Show all posts)

Can I Get Life Insurance with Hepatitis C?

Posted by hadley hadley on Monday, July 22, 2013, In : Buy Term Life Insurance 

Yes, most people can get a life insurance policy if they have Hep C. 

If you want life insurance that pays 100% of the death benefit from the first day you are insured, or for face amounts of life insurance coverage over $100,000, there will be some medical requirements. The Hepatitis C must be stable and liver labs close to the normal range.

People who have never had a liver biopsy will pay higher rates for their life insurance plan, although if you have had a liver biopsy ...


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Can I Get Life Insurance on a Relative?

Posted by hadley hadley on Saturday, July 20, 2013, In : Buy Term Life Insurance 

Yes, you may be able to purchase a life insurance policy on the life of a relative.

You can usually get life insurance on a relative, but even with relatives, some insurable interest must exist between you and your relative in order for you to buy life insurance on the relative.

For example, Nephew Steve cannot take out a life insurance policy on Aunt Amy unless Amy has been living with Steve, if Steve has been contributing to her financially, if Amy loaned Steve some money, or...


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Can You Get Life Insurance on Other People?

Posted by hadley hadley on Saturday, July 6, 2013, In : Buy Term Life Insurance 

Yes, you can get life insurance on other people.

There must be insurable interest as defined by economic loss at the demise of the policy insured.

That means, you must suffer some financial loss of the insured person were to die, or you rely on the insured person for some means of financial support.

If no such financial liability can be established the life insurance company will deny the application. Unrelated parties with no business nor personal economic relationship cannot ...


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