When purchasing your life insurance policy, you should make sure you are working with a reputable insurance company and a reputable insurance agent.

Make sure your life insurance agent is properly licensed.

Also, check the financial rating of the insurance company and make sure the life insurance company is rated "A" Excellent, or better, for financial strength by A.M. Best Company.

Look at guarantees and compare "apples to apples" when comparing life insurance policy pri...

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The right time to buy a life insurance policy is when you decide you have a need for life insurance?

Many people decide to buy a life insurance plan when they experience a major life event, such as, buying their first home, getting married, starting a family, or experiencing the loss of a loved one.

However, if you are planning ahead for your financial future, and know you want to get married and start a family some day, you may want to consider buying life insurance while you are young and hea...
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