Browsing Archive: September, 2013

Life Insurance for Newlyweds

Posted by hadley hadley on Sunday, September 22, 2013, In : Buy Term Life Insurance 
What is the best life insurance for newlyweds?

The best life insurance for newlyweds really depends on your personal situation and what you want your life insurance to accomplish.

If you both need life insurance to provide for your final expenses, funeral and burial costs, then a permanent life insurance policy may be a good idea. However, if you are young, you probably have many years to save for those expenses.

If you are young, or on a budget, or just want to get the most life insurance for y...
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Why Buy Life Insurance Now?

Posted by hadley hadley on Wednesday, September 18, 2013, In : Buy Term Life Insurance 
You may want to buy life insurance now if you have a reason for life insurance coverage, an actual need.

Many people buy life insurance now because rates increase with age, so, the sooner you lock-in your rate for life insurance, the lower the cost of your life insurance policy.

In addition, if you do have a need for life insurance, why procrastinate? Why not get the protection you need now, instead of putting your loved ones at risk, in case you die unexpectedly?

There are many reasons people c...
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Can I Buy a $10,000 Life Insurance Policy?

Posted by hadley hadley on Saturday, September 14, 2013, In : Buy Term Life Insurance 
Yes, you may be able to purchase a $10,000 life insurance policy.

Most life insurance carriers offer a minimum amount of $25,0000 of life insurance.

However, some insurers offer smaller limits of coverage which may be even less than $10,000 of life insurance.

Usually, the lower limit life insurance plans do not require any medical exam and may ask a few health questions, if any, when you apply for your life insurance policy.

However, there may be age limits whereby you need to be age 78 or under ...
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What To Look For When Purchasing Life Insurance?

Posted by hadley hadley on Sunday, September 8, 2013, In : Buy Term Life Insurance 

When purchasing your life insurance policy, you should make sure you are working with a reputable insurance company and a reputable insurance agent.

Make sure your life insurance agent is properly licensed.

Also, check the financial rating of the insurance company and make sure the life insurance company is rated "A" Excellent, or better, for financial strength by A.M. Best Company.

Look at guarantees and compare "apples to apples" when comparing life insurance policy pri...


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