Accidental death and dismemberment life insurance (AD & D) provides your beneficiaries a life insurance death benefit amount only if you die in an accident or dismemberment of a limb, loss of eyesight, etc.

Every life insurance company’s definitions have legal nuances, so it's important to know what the insurance policy does and how it covers a loss, before you purchase your insurance policy.

For instance, some accidental death insurance plans cover death resulting from an accident, if the insured person dies as a result of the accident, within 6 months of the occurrence of the accident.

Accidental death life insurance only covers death resulting from an accident, not death from natural causes.

Learn more about accidental death insurance, how it works, and request your free quote. You may qualify to buy up to $1,000,000 of accidental death life insurance with no health exam and no health questions asked.